3.375%

Term: 30 Yr Fixed
Rancho cucamonga, CA
Lender: Citimortgage
  • Mortgage Amount
    $249,000
  • APR
    3.375%
  • Mortgage Payment
    $1,686
  • Property Type
    Condo
  • Closed
    02/11/2016
  • Buy-Down
    $0
  • Down Payment
    $0
  • Closing Cost
    $0

The first several question people ask when they hear about NACA Home Purchase Program, Is it a real program?  Is it true that there is no down payment or closing costs?
I am here to tell you YES, YES, YES it’s Real, if you are serious about becoming a home buyer.  My initial orientation with NACA was August of 2015.  After my orientation I knew I wanted to purchase a home through the NACA program so I called and set an appointment for October 2015 to meet with a NACA counselor .  From August 2015 to October 2015, I gather all my documents that were needed before my first meeting with my counselor.
As a single organized women, I have always live my life with a plan. I started saving a $1000 per month from March 1, 2015 in my account for home purchasing expenses.  When I met with my NACA counselor Virgil Flowers, in October 2015, I had enough money in my account to handle any expenses outside of the down payment and closing cost for my new home.  Within one week after my first meeting with my counselor I was approved for a home loan.  Yes, I said “within 1 week.”  I started my search for a home in the area I wanted to live.    In December 2015, I found the townhouse I wanted in a nice clean neighborhood located in Rancho Cucamonga, CA.  I closed escrow and received my keys February 13, 2016.  My home purchasing process took me ONLY 5 months. Since my smooth process with NACA Home Purchasing program I have referred several family, friends and coworkers, and they are in the process of becoming a NACA Home Buyer.
The NACA Home Purchase Program is REAL!!!!! Thanks to my knowledgeable, organized, NACA counselor Virgil Flowers and my NACA Realtor Demetrius Calip aka D.C.  I had an awesome NACA Team working with me that help my process run smoothly.  NACA can makes your home ownership dreams come true as well.