Smith – Single
It would have taken 3 more years for my husband and I to be eligible for a conventional loan and at least one more year before we were FHA eligible. I had a deed-in-Lieu of foreclosure on my record and my husband had a judgment. After the judgment was paid, we were able to get our first home together! Bonus is the unbelievable interest rate! No money down! I am so glad to have found NACA.