Payne – Single
The NACA program made it possible for me to become a home owner with a great interest rate (3.25%) even though my credit wasn’t perfect. I found myself in a bad situation almost 10 years ago where I was financially strapped and could only pay bills that were a necessity, that meant some of my creditors went unpaid and in turn my credit became poor. I am grateful that the NACA program worked with my blemished credit. The process that I went through with NACA helped me to become more financially accountable. I admire this program because your Mortgage Counselor makes sure you are not going into a home you can’t afford to keep, unlike other programs or mortgage brokers. It took me about a year from start to finish but it was well worth it, my daughter and I now have a nice home in a family friendly neighborhood.