3.25%

Term: 30 Yr Fixed
Knightdale, NC
Lender: Citimortgage
  • Mortgage Amount
    $142,792
  • APR
    3.25%
  • Mortgage Payment
    $780
  • Property Type
    Single
  • Closed
    10/20/2015
  • Buy-Down
    $0
  • Down Payment
    $0
  • Closing Cost
    $0

The NACA program made it possible for me to become a home owner with a great interest rate (3.25%) even though my credit wasn’t perfect.  I found myself in a bad situation almost 10 years ago where I was financially strapped and could only pay bills that were a necessity, that meant some of my creditors went unpaid and  in turn my credit became poor. I am grateful that the NACA program worked with my blemished credit. The process that I went through with NACA helped me to become more financially accountable. I admire this program because your Mortgage Counselor makes sure you are not going into a home you can’t afford to keep, unlike other programs or mortgage brokers.  It took me about a year from start to finish but it was well worth it, my daughter and I now have a nice home in a family friendly neighborhood.