As a licensed real estate agent my family and I were affected by the the real estate crash a few years ago and lost our home to foreclosure. I worked to get back into position to own again, but because of my credit and other issues I was still unable to purchase through a traditional lender. I then decided to attend a NACA seminar and decided to set an appointment to meet with a NACA counselor – just to see what I needed to do to get into position in the future. To my surprise I only had to wait a few months with NACA before I became NACA approved. After all was said and done my family and I were able to purchase a home through NACA with a fixed interest rate of 1.75% on a 5 bedroom and 3 full bath home on a full finished basement and on a 1 acre lot in Fayetteville, Ga. My mortgage payment ended up being a third of what my previous mortgage was that I lost to foreclosure and my home now is bigger. My mortgage payment is even lower than what I was paying in rent for a 3 bedroom and 2.5 bath ranch plan that was not on a basement – and it was located in the same community that my new home is located. In a nutshell going through NACA allowed us to get a lot more, but spend a lot less than what we lost.

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