I will say that the process, it’s very, very thorough, just to be sure that you actually can afford what you’re trying to purchase. For me, the process was actually really smooth. I feel like if you just do everything that your counselor says, like, if you stick to the guidelines and the budget that your counselor gave you, you’ll get through the process very quickly and you’ll be okay.

But I’m telling you like, it makes a lot of sense because it just ensures that you’re actually going to be able to afford what you’re purchasing for yourself. So the budgeting session was really great with my counselor. I actually stuck to my budget and I’m still on top of it. Once I stayed on top of those things, everything else was pretty smooth.

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